Insurance Scraps of Paper

The certificate is a valuable document, and it is of great importance that every doctor should so regard it.The total amount paid away every year in sickness and disablement benefits is over ?11,000,000. It stands to reason that, as the incapacity from work which entitles the insured person to receive the cash payment must be incapacity resulting from " some specific disease or bodily or mental disablement," this very considerable sum must be paid mainly on the strength of the medical certificates given by the panel doctors, notwithstanding the fact that the medical certificate does not confer upon the insured person any title to receive payment of benefit and that the Society may reject the evidence in favour of something which in their view is of more value, or send the case to the Medical Referee. If one of the Society representatives at the Guildhall Conference is correctly reported